Why a payday loan?

A payday loan is a small cash loan that helps to carry you through to your next payday when you are a bit short.

Maybe your car needs a new tyre, the cat needs an unexpected trip to the vet, or you have a sudden travel cost.

A payday loan is designed to help meet these out-of-the-usual costs. Unlike many other lenders you do not need to provide security for a loan from SMARTCASH.

A payday loan from SMARTCASH should be a loan that you know you can repay on your paydays. It is not intended for long-term financing. It should be manageable.

SMARTCASH offers the lowest payday loan rates of any online payday loan specialist in New Zealand.